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Student Loan Debt in DC, Virginia, and Maryland

In October 2017 the Consumer Financial Protection Bureau (CFPB) published a 50 State Snapshot of Student Debt. Since its formation, the CFPB has handled tens of thousands of complaints related to...

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Student Loans and Financial Well-Being

A Report on the Economic Well-Being of U.S. Households (May 2017) by the Federal Reserve offers some key insights into the economic status of American consumers. The report makes several striking...

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6 Reasons Why the IRS May Keep Your Tax Refund

On Friday, the Internal Revenue Service (IRS) sent a gentle reminder to the nearly 40 million taxpayers who have yet to file their tax returns: do it now. Many people consider their tax refunds to be a...

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New Fed Chairman: Bring Back Bankruptcy Discharge for Student Loans

Jerome Powell, the new Federal Reserve Chairman, believes that we should bring back the bankruptcy discharge for student loans. For years, Lee Legal has advocated for the bankruptcy discharge for...

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Repay Your Student Loans in Chapter 13 Bankruptcy

If you file Chapter 13 bankruptcy and choose not to repay your student loans, you could end up in a worse condition than before you filed. To be sure, you can defer repayment of your student loans...

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Top 7 Reasons People Declare Bankruptcy

People don’t declare bankruptcy for the fun of it. Bankruptcy results from a financial hardship from which a person cannot recover within a reasonable amount of time. Lots of circumstances can lead to...

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Working with Your Student Loan Servicer

Working with your student loan servicer becomes especially important if you experience difficulty in making your monthly payment. If default is inevitable With most student loan servicers, you have...

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Will Unpaid Student Loans Affect My Credit Score?

Total student loan debt in the U.S. has reached $1.5 trillion, and the average student borrower graduates with nearly $40,000 in student loans. The number of college students taking out loans has...

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Bankruptcy Discharge of Student Loans Would Boost U.S. Economy

When the Great Recession officially ended in June 2009, the total outstanding amount of student loan debt in the U.S. was $675 billion. Today, total U.S. student loan debt has more than doubled to...

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“Fail State:” A Study of American Higher Education

Produced by Dan Rather, the 2018 documentary Fail State takes a look at American higher education, student loans, and for-profit colleges. Here are some key takeaways from the film. A bit of history...

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